ComplyKart Services
Is your holding company actually a CIC? Know before RBI asks.
Core Investment Companies are a specialized NBFC category with strict conditions — 90% of net assets in group investments, ₹100 crore-plus asset size, and public fund access. Many groups discover the classification applies to them late. We assess, classify, and register.
CA/CS-guided review
Your documents and structure are checked before anything is filed.
Written scope first
Inclusions and payable charges are explained before work begins.
Support till it’s done
One team owns your filing, from the first call to the final handover.
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Experience behind every filing
A quick snapshot of the work so far.
Fees
Fees and packages for core investment company
Every requirement is a little different, so we quote after a short discussion — the consultation itself is free.
Custom quote
Core Investment Company
Talk to a ComplyKart expert — we’ll understand your requirement and share an exact written quote before you pay anything.
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Core Investment Company Registration Package Inclusions
- CIC applicability assessment (systemically important or not)
- RBI registration application preparation
- Group structure and investment pattern documentation
- Adjusted net worth computation
- Application follow-up until RBI approval
Overview
What the CIC framework means for your group
A CIC is an NBFC whose principal business is holding investments in group companies — at least 90% of net assets in equity, preference shares, debt, or loans to group entities.
The asset-size threshold is ₹100 crore, and the company must access or hold public funds (including bank finance and market instruments).
CICs face governance requirements: independent directors, board committees, group risk management, and consolidated financial statements.
RBI limits the layers of CICs within a group — generally two — with restrictions on step-down CIC investments.
Upper-layer CICs face the most intensive supervision, including potential listing requirements.
Benefits
Why groups take CIC advice from us
Open each benefit to see what it means for you.
Structure assessed against RBI's framework
Holding-company structures have specific RBI conditions — 90% of net assets in group investments, the layering restrictions, governance norms. We assess your structure against the actual framework.
Clear classification
Whether you need registration as a CIC, fit as an exempt entity, or fall outside the framework entirely — we give you the classification, not a guess.
Governance requirements mapped
CICs face board-composition, audit committee, risk-management, and consolidated-statement requirements. We map every obligation to your group.
Strategic, not just technical
Some groups restructure to avoid unintended CIC status; others register deliberately. We advise on the path that fits your commercial goals.
Documents
Documents you will usually need
Clear, current documents matter more than a long checklist. Names, dates of birth and addresses should match across records.
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From you
We prepare
Process
How we handle CIC work
You’ll see each stage, what’s pending and what we need from you — so filings don’t bounce back.
Step 1 of 5
Applicability analysis
We analyze your group structure, asset composition, and funding against the CIC definition.
Strategy recommendation
Registration, restructuring, or exemption strategy — we recommend the path that fits your commercial position.
Registration filing
If registration applies, we prepare the complete application with governance documentation.
Governance implementation
Board committees, risk framework, audit setup — the governance RBI expects is put in place.
Ongoing compliance
Ongoing returns and compliance obligations are mapped to a calendar your team can follow.
Why ComplyKart
Why ComplyKart for this
You should know who’s doing what. Open a stage to see how the work is shared.
Senior-level analysis
CIC classification is genuinely complex — public funds, layering, group definitions. This is the work our senior team do...
Defensible opinions
We give you the classification as it is, with the reasoning — so you can defend the position to your board and auditors.
Complete ownership
From classification to registration to governance setup, one team handles the full journey.
Senior-level analysis: CIC classification is genuinely complex — public funds, layering, group definitions. This is the work our senior team does, not juniors.
If a founder or investor is outside India
Foreign ownership is possible in many sectors, but it adds document authentication, banking and FEMA work. Set the route before funds move.
Plan before you start
- Check whether your sector permits automatic-route foreign investment
- Confirm the Indian resident director arrangement
- Map ownership, beneficial ownership and pricing
- Allow time for apostilled or consularised documents
Plan for after setup
- Receive funds through permitted banking channels
- Complete RBI/FEMA reporting and keep the bank evidence
- Coordinate tax and ongoing compliance advice early
FAQ
Frequently asked questions
Search all 7 answers, or filter by the stage you’re thinking about.
Showing 7 of 7 answers
Broadly: a company that holds at least 90% of its net assets as investments in group companies, has total assets of ₹100 crore or more, and accesses public funds. It's a specialized category of NBFC.
Possibly — and that's exactly the trap. Many holding companies discover CIC status applies to them when RBI or lenders ask. We run the applicability test before it becomes a problem.
Not necessarily. The 90% test is measured on net assets, and the public-funds condition must also be met. The analysis needs your actual numbers — rules of thumb mislead here.
Registration follows the NBFC route with RBI, with CIC-specific conditions on governance and group structure. The process is documentation-heavy and typically runs several months.
RBI restricts the layers of CICs within a group (generally two) and requires step-down CICs to observe investment restrictions. We map your group against these rules.
Independent directors, audit committee, nomination and remuneration committee, group risk management committee, internal audit, and consolidated financial statements — scaled to your CIC's size and layer.
Advisory fees are quote-based and depend on group complexity. Share your group structure and we'll scope it before starting.
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What clients say about working with us
Real stories from businesses we've worked with.
Our Trademark was applied in all the classes with a short span of time by Complykart Trademark Experts and I can say the level of expertise and commitment they carry is remarkable. It's an A+ from my side. We are now sticking to ComplyKart only.
I found the professionalism of the staff at complykart.com, a pleasure to work with. As a foreigner to India, they took the time to explain the documentation and assisted in every question I raised. I was pleased that complykart.com made it easy for my Business.
Trust, Commitment, Dedication and responsiveness are the best things with ComplyKart. Thanks for handling our Merger assignment with so much care. After my business disputes, complykart handles all things with own sense of understanding.
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