ComplyKart Services
Loan Agreements — Know Your Options Before You Apply
A loan is only as good as its paperwork. Whether you are lending to your own company, taking an inter-corporate deposit, or documenting a third-party advance — the agreement should reflect the real terms and hold up if things go wrong.
CA/CS-guided review
Your documents and structure are checked before anything is filed.
Written scope first
Inclusions and payable charges are explained before work begins.
Support till it’s done
One team owns your filing, from the first call to the final handover.
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Experience behind every filing
A quick snapshot of the work so far.
Fees
Fees and packages for Loan Agreements
Every requirement is a little different, so we quote after a short discussion — the consultation itself is free.
Custom quote
Loan Agreements
Talk to a ComplyKart expert — we’ll understand your requirement and share an exact written quote before you pay anything.
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Loan Agreement Package Inclusions
- Loan agreement drafting: amount, tenure, interest
- Repayment schedule and default clauses
- Security and guarantee documentation
- Stamp duty and registration guidance
- Execution-ready draft
Overview
What a loan agreement actually does
It records the loan amount, interest, repayment schedule, and what happens on default — in writing, signed by both sides.
It is the primary evidence in any recovery proceeding; courts read its clauses literally.
Loans involving companies, directors, or related parties trigger Companies Act provisions that must be complied with.
Security over immovable property needs proper stamping and registration to be enforceable against third parties.
A well-drafted agreement prevents disputes; a template one often creates them.
Benefits
Why businesses get loan agreements drafted by us
Open each benefit to see what it means for you.
Clauses drafted for enforceability
Interest, repayment schedule, default, security — we write each clause the way a court would read it, not the way a template does.
Terms that match your deal
Whether it is a promoter loan, an inter-corporate deposit, or a third-party advance — the terms reflect the actual deal.
Companies Act compliance flagged
Company-to-company and director loans have Companies Act limits and approvals. We flag them before you sign.
Executed, stamped, and filed
A loan agreement that sits unsigned in a drawer helps nobody. We get it executed and, where needed, stamped and registered.
Documents
Documents you will usually need
Clear, current documents matter more than a long checklist. Names, dates of birth and addresses should match across records.
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From you
We prepare
Process
How we draft your loan agreement
You’ll see each stage, what’s pending and what we need from you — so filings don’t bounce back.
Step 1 of 4
Understand the deal terms
Amount, tenure, interest, security, repayment — the commercial terms, captured exactly as agreed.
Flag regulatory issues
We check for Companies Act restrictions, related-party rules, and tax implications before drafting.
Draft the agreement
Written in plain, enforceable language — no borrowed clauses that don't fit your situation.
Review, finalise, execute
You review, we revise, and the final is executed with correct stamping for your state.
Why ComplyKart
Why ComplyKart for this
You should know who’s doing what. Open a stage to see how the work is shared.
Corporate lending fluency
We draft these for companies, directors, and lenders regularly — the regulatory angles are second nature.
Drafted for enforcement
Every clause is written to survive a dispute, not just to fill a page.
Tax and legal under one roof
A CA and legal view in the same room — tax treatment and legal drafting together.
Corporate lending fluency: We draft these for companies, directors, and lenders regularly — the regulatory angles are second nature.
If a founder or investor is outside India
Foreign ownership is possible in many sectors, but it adds document authentication, banking and FEMA work. Set the route before funds move.
Plan before you start
- Check whether your sector permits automatic-route foreign investment
- Confirm the Indian resident director arrangement
- Map ownership, beneficial ownership and pricing
- Allow time for apostilled or consularised documents
Plan for after setup
- Receive funds through permitted banking channels
- Complete RBI/FEMA reporting and keep the bank evidence
- Coordinate tax and ongoing compliance advice early
FAQ
Frequently asked questions
Search all 7 answers, or filter by the stage you’re thinking about.
Showing 7 of 7 answers
For friendly or small loans, sometimes. But the moment the amount matters — or the lender is a company, director, or related party — a written agreement is not optional in practice. Disputes over undocumented loans are among the hardest to resolve.
Stamp duty on loan agreements varies by state, and registration requirements depend on the state and whether the loan is secured by immovable property. We advise on the correct stamping for your state before execution.
Yes — loans to directors and loans by companies have restrictions and approval requirements under the Companies Act. Tell us the parties involved and we will flag exactly what applies.
Typically 3–5 working days for a standard agreement once we have the terms; complex secured or syndicated structures take longer. Urgent drafts can be prioritised — ask.
Yes. We review the lender's draft clause by clause and mark it up — interest computation, prepayment, default, and security clauses get the closest reading.
Quote-based, depending on complexity — a simple unsecured loan versus a secured facility with multiple tranches. Request a quote with the loan terms.
The agreement should specify a default interest rate and remedies. If the borrower defaults, the agreement is your primary evidence for recovery action — which is exactly why it must be drafted well.
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What clients say about working with us
Real stories from businesses we've worked with.
Our Trademark was applied in all the classes with a short span of time by Complykart Trademark Experts and I can say the level of expertise and commitment they carry is remarkable. It's an A+ from my side. We are now sticking to ComplyKart only.
I found the professionalism of the staff at complykart.com, a pleasure to work with. As a foreigner to India, they took the time to explain the documentation and assisted in every question I raised. I was pleased that complykart.com made it easy for my Business.
Trust, Commitment, Dedication and responsiveness are the best things with ComplyKart. Thanks for handling our Merger assignment with so much care. After my business disputes, complykart handles all things with own sense of understanding.
Trust & transparency
Sources & how we keep this page accurate
Primary sources we refer to:
- Ministry of Corporate Affairs (MCA)
- GST Portal
- Income Tax Department
- IP India (Trademark / Patent / Copyright)
Last verified: 4 October 2026
Compliance rules change. If something on this page looks outdated, tell us on WhatsApp and we'll fix it — and your filing will always follow the current rules, not just what's written here.
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Talk to a ComplyKart professional about Loan Agreements. The first consultation is free.
